Not much, unless your customers are interested in better coverage and more value.

It’s pretty easy to add an RV as an endorsement to an existing automobile policy, and standard carriers are more than willing to do so. However, they may lack expertise in underwriting RVs, or insight into the subtleties of the RV market.

Here are a few benefits consumers can get from a specialty RV policy. . . benefits that are not available via the automobile policy endorsement route:

• Total loss replacement, purchase price, or agreed value coverage
• Full-timer coverage
• Personal contents
• Emergency expenses
• Campsite liability
• Reduced deductible
• Accessory coverage

Not all products available in all states.