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Managing General Agent  
     
 

New Products & Underwriting Updates

  ONLINE PROCESSING
 

COLLECTOR CAR
 
Published Date : 17-Mar-2009
 
Description :

New Coverage/Discount Options: 􀁺 Nine to Five Driver – Expands coverage to apply to limited commuting to work. “Limited” is considered less than twice per week and operated solely by the named insured/operator. 􀁺 Full Safety Glass – When purchased, no deductible applies to safety glass only losses. 􀁺 Additional Spare Parts – In addition to the $500 automatically included in the policy, consumers now have the option to add up to $10,000. 􀁺 Nationwide Roadside Assistance – In addition to increasing the included towing coverage to $75.00, we are introducing our Nationwide Roadside Assistance program. This expands the items covered and increases the limit to $200 per occurrence. This will be added to all renewals, but is not a required coverage. 􀁺 Car Club/Affinity Group Discount – Available to members of an approved Car Club or Affinity Group (10% of entire policy). Proof of membership is required. 􀁺 Large Collection Discount – Applicable to vehicle collections over $250,000 (20% of comp/coll). Rate Adjustments and New Deductible Options (limited states): 􀁺 We have made a few rate changes, which we expect will improve the profitability of the program while allowing us to remain competitive in the marketplace. Overall the liability coverages have seen an increase while the physical damage rates on newer vehicles, exotics, and modifieds were adjusted to be competitive in the marketplace. 􀁺 In addition to the $0 deductible option currently offered, $250, $500, $1,000, $2,500 and $5,000 are now available for Antique, Classic and Collectible vehicles. 􀁺 In addition to the $5,000, and $10,000 deductible options currently offered, $1,000 and $2,500 are now available for Exotics over $100,000 (dependent upon mileage plan and coverage). 􀁺 All vehicles valued at over $100,000 are now eligible for a price break. 􀁺 The 6,000 mile plan is now available for Exotics (may require a higher deductible).


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